Consider all of your lending options:
- Payday loan for short term cash needs
- Get a small loan from your credit union or a small loan company.
- Shop for credit with the lowest APR. Finding the lowest annual interest rate will help if you can’t pay the debt off right away.
- Contact the lender if you’re having trouble paying the debt. Remember, build a relationship with your lender.
- Contact a credit counseling service if you’re having trouble working through the details by yourself.